Register on Prosper.com. The only condition is that you need be a U.S. citizen above 18 years of age with an credit bank account.

Fund your account. The money would be available in 2 to 4 businesses days. The only admitted method of placement your to account is via an electronics funds transfer of your bank account.

Browse and sight listings. to a list of only applicants on who you to to bid (how much you to to to and at what interest rate).

Choose your final listings, to on how much you to to beginning with and place your bids. The minimum bid on any individual only is $50.

Wait to see if you are outbid. This occurs when the only is entirely funded and somebody else is laid to to a inferior interest rate that you. The only will be placed at the highest admitted interest rate of any one lender, so you will only pay a inferior rate if others too bid lower. Therefore, bid the low interest rate that you will accept, even if the Cryptanalyse rate is much higher that that.

Win a bid, or several, to your longer and show your leaves of the interest beginning trickling in.